Workers' compensation insurance built for high-risk Florida businesses
Protect your team and your bottom line with coverage designed for construction, roofing, trucking, landscaping, and manufacturing.
Protection built for your industry
We offer customized workers' compensation policies designed for construction, roofing, trucking, landscaping, and manufacturing businesses.
Standard coverage
Medical expenses, lost wages, and rehabilitation costs covered for workplace injuries.
Enhanced liability limits
Higher coverage thresholds for complex projects and operations with multiple hazards.
Experience modification rating
Rates adjusted based on your company's safety record and claims history.
Occupational disease protection
Coverage for illnesses linked to workplace exposure over time.
Return-to-work programs
Structured support to get injured employees back safely and productive faster.
Payroll integration
Seamless payroll reporting and premium adjustments tied directly to your actual payroll.
Florida compliance support
We keep you current with Florida regulations so you stay compliant year-round.
Customized policy quotes
Rates built to your specific business operations, hazards, and claims profile.
Coverage built for high-risk work
We specialize in workers' compensation for several high risk industries. Your industry gets the protection it needs.
5+
Industries served
We cover construction, roofing, trucking, landscaping, and manufacturing across Florida.
100%
High-risk focus
Every policy we write is specific to the unique demands of demanding industries.
Miami
Based in Florida
Local expertise and fast service for businesses throughout the state.
24h
Quote turnaround
Get your workers' compensation quote within 1-2 business days depending on your risk.
Don't leave your business exposed Get a quote today
Your workers' compensation coverage takes minutes to request. Professional Insurance Services of Florida Inc responds fast with quotes specific to your industry.